Our Mission
To demystify financial independence and retirement planning for everyday Indians making it simple to navigate, deeply personal, and truly empowering.
Introducing India’s first personalized retirement and long-term financial planner.
Built to help you start small, stay consistent, and secure the future you deserve
How we do it?
We learn about you financial goals, long term or short term.
We help you build a personalized long-term financial roadmap using simple, consistent tools like SIPs, Equity and SWPs so you can reach your retirement goals with confidence and peace of mind.
Step 2
Together we will make a plan that is simple and gives you peace of mind.
Step 3
Sit back and we take care of the rest.
We will make sure your financial goals
are met and your wealth grows at the pace you wish.
Step 1
The Journey so far :
200+ Cr
Assets Under Management
2500+
Clients
17
Years of Experience
In India, the absence of a comprehensive social security system leaves a large portion of the population financially vulnerable in their later years. With only around 12% of individuals covered under formal pension schemes, the need for accessible, effective retirement planning has never been more urgent.Because retirement isn’t optional—it’s inevitable. And planning for it shouldn’t be a privilege.
“From Wanderlust to Retirement: Planning for What Matters Most”
At 32, Neha had two passions — building her career and exploring the world. But unlike her peers who relied on credit cards for vacations, she turned her wanderlust into a structured financial goal. With guidance from her advisor, she initiated a Systematic Investment Plan (SIP) of ₹10,000 per month in a balanced advantage mutual fund, aiming for a 3-year horizon. By choosing an instrument with moderate equity exposure and limited volatility, she targeted an 15–22% annualized return. She labeled the goal “Bali 2026” and reviewed it bi-annually. At the end of 36 months, her investment matured to approx. ₹4 lakhs — enough to fund a luxurious, debt-free holiday. The key wasn’t just saving — it was goal-based investing with disciplined execution
At 41, Rahul came across a startling figure — the estimated cost of his daughter Aanya’s international MBA 10 years from now: over ₹50 lakhs, factoring in education inflation at 10–12% annually. Acting early, Rahul began a monthly SIP of ₹15,000 in a diversified equity mutual fund, targeting a long-term CAGR of 18%. His advisor used a step-up SIP approach, increasing the amount by 10% annually to hedge against inflation. As the investment horizon shortened closer to Aanya’s college years, they initiated an STP (Systematic Transfer Plan) — gradually moving funds from equity to a low-risk debt fund to preserve capital. By the time Aanya received her university admission letter, the fund was ready. No education loan, no last-minute stress — just a well-aligned, tax-efficient strategy that balanced risk and reward over time.
Anil and Sunita always envisioned retiring by the sea. But instead of waiting for luck, they worked with a planner in their late 30s to build a strong foundation. They invested ₹20,000 per month across a portfolio of equity mutual funds, NPS Tier 1, and ELSS for tax savings — targeting a 25+ year horizon. With an assumed CAGR of 13–17%, their corpus grew steadily, even through market cycles. As they neared retirement, they strategically rebalanced their asset allocation, moving from 80:20 equity-debt to 60:40, then into SWP-enabled hybrid and debt funds. At 60, they had a ₹7 crore corpus generating sustainable monthly withdrawals, supplemented by rental income from a second home they had acquired via capital gains. Today, they wake up in their coastal villa, financially free, thanks to early planning, disciplined SIPs, smart tax strategies, and systematic de-risking.
Get Started
Let's grab a coffee or the beverage of your choice and together we draft out a easy to navigate long term financial plan tailored to your needs.
Book your free consultation today